If you're an Estonian tax resident, here's an example of how taxes are calculated when receiving a payment through Remoly Invoicing:
Let's say you receive a €1000 net payment from your customer. First, the Remoly Invoicing fee of 5.9% is deducted, so taxes are calculated based on €941.
Assuming you qualify for the tax-free minimum and are enrolled in Estonia's funded pension system, your taxes are calculated as follows:
Total cost: €941
Social tax: €232.09
Unemployment insurance contribution (employer): €5.63
Funded pension: €14.07
Unemployment insurance contribution (employee): €11.25
Income tax: €5.27
Net withdrawal: €672.69
In this case, you would receive €672.69 in your personal bank account, and a total of €268.31 would be paid to the tax authorities.
You can use a tax calculator to figure out your taxes and net withdrawal (just select the “Salary/Wage Fund” option).